Greylock Federal Offers Assistance To Homebuyers Through FHLBank Boston Programs

04:34PM / Wednesday, April 15, 2026Print Story | Email Story

PITTSFIELD, Mass. — Greylock Federal Credit Union has been approved to participate in Federal Home Loan Bank of Boston's homeownership assistance programs, Equity Builder Program, Housing Our Workforce and Lift Up Homeownership.

All three programs help income-eligible homebuyers who are purchasing one- to four-family homes that will serve as their primary residence.

Equity Builder Program (EBP) provides grants to financial institutions to help local first-time homebuyers with down payments and closing costs as well as homebuyer counseling and rehabilitation assistance. Borrowers earning up to 80 percent of the area median income are eligible to receive up to $32,099 in assistance on a first-come, first-served basis. Buyers must complete homebuyer education/counseling.

Housing Our Workforce (HOW) enables financial institutions to help local homebuyers earning more than 80 percent and up to 120 percent of the area median income with down payments and closing costs. Borrowers can receive up to $25,000 in assistance on a first-come, first-served basis. Buyers must complete homebuyer education/counseling if they are a first-time homebuyer.

Lift Up Homeownership provides grant funding to financial institutions to assist first-generation homebuyers with incomes up to 120 percent of the area median income who are purchasing homes in New England. Income-eligible homebuyers may receive up to $40,000 for down payments and closing costs.

"These grant programs are designed to ease challenges associated with a home purchase, particularly at a time when home prices are high and are beyond the reach of many individuals and families. We are pleased to participate to help borrowers become homebuyers, while also supporting the financial stability and vitality of our communities," said Tara McCluskey, Greylock's Vice President, Mortgage Originations Manager.

Greylock is eligible to reserve up to $320,000 through the EBP, up to $250,0000 through HOW, and up to $400,000 for Lift Up Homeownership depending on availability of funds in 2026.

To learn more about applying for assistance through these programs, please contact the Greylock mortgage department at 413-236-4125.

Learn more about Greylock at greylock.org.

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Pittsfield: No E-Bikes on Sidewalk

By Brittany PolitoiBerkshires Staff
05:33AM / Wednesday, October 28, 2026

PITTSFIELD, Mass.— The city will place signage downtown to remind people that e-bikes are not allowed on the sidewalk.

On Monday, the Ordinances and Rules subcommittee heard an update about e-bike enforcement in response to a petition from Councilor at Large Kathy Amuso and Ward 3 Councilor Matthew Wrinn.

Commissioner of Public Services and Utilities Ricardo Morales confirmed that under Massachusetts law, it is illegal for any motorized bicycle, regardless of the class, to ride on the sidewalk.

"So, at this point, we will start installing some signage in the North Street area," he reported.

"Doing so for the whole city is going to be very cumbersome, and we're not going to be doing that, but I think there's something to be done in terms of education and outreach and enforcement citywide for that."

Pittsfield has begun to develop what that signage will look like in the downtown corridor. Amuso has received many complaints about the North Street and Elm Street areas; Morales said they could work to locate some key spots on Elm Street for signage.

"I know it's a citywide problem, but I think if we start on North Street and work our way out and come up with a plan, that would be good," she said.

The councilors petitioned to increase enforcement of bicycle and e-bike use on Pittsfield streets, install signage in high-traffic areas, and launch an educational program for kids.

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