Guest Column: Romance Scams Are in the Air

By Berkshire BankGuest Column
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BOSTON — She believed it when the man online proposed marriage after a short courtship and said they were going to move away together, even though she'd never met him in person.
 
He said he could make the wedding and travel arrangements with her help. He would send her checks totaling $120,000 — and she could keep half — if she'd deposit them in the bank and then send him his half via a cash app like Venmo.
 
It turned out the checks were counterfeit and, if a Berkshire Bank financial center manager hadn't recognized the signs of a romance scam and thwarted the plan, she could have been liable for the total amount he received.
 
"If a new online relationship with someone you haven't met in person seems too good to be true, it probably is," said Tina Martin, head of the Security and Fraud Investigations Unit at Berkshire Bank.
 
"Romance scammers target lonely individuals looking for companionship by first gaining their affection and trust," Martin said. "These scammers are very good at what they do. They will do their best to get victims to send them money in ways that it's impossible to get it back."
 
As Valentine's Day nears and love is in the air, it's important to remember that online romance scams cost consumers more than $1 billion annually, with median losses of $2,000 per individual, the highest of any form of imposter scam, according to Federal Trade Commission estimates. Incidents always involve a scammer using a fake identity to gain a victim's affection and trust to steal money.
 
What are the signs of an online romance scam? Martin explains:

?? They profess strong emotions quickly. It might take a week or a month before they profess their love, but they are experts at finding someone who is lonely and reeling them in.

?? They can't meet you in person. They'll always have a reason, usually that they're living or working outside the country.

?? They want to move the conversation off the social media platform or dating site. If they don't, security algorithms might later detect them asking you for money and alert you to a possible scam.

?? They ask for money with urgency in ways that seem legitimate. It might be for a ticket to visit you, medical bills, or an increasingly common promise to increase your nest egg through cryptocurrency or other investments. There's always an urgent deadline and dollar amounts will increase over time if you begin complying.

?? They'll tell you how to send the money, usually in ways that are impossible to get it back. Popular methods: Wiring money, sending gift cards with the PIN codes and sending funds through money transfer apps like Venmo or PayPal.

"If you think you've fallen victim to a romance scam, contact your financial institution as quickly as possible," Martin said. "Do not delay because you're embarrassed or ashamed. The faster you report it, the more likely it is your financial institution can help reduce your losses."
 
For additional information, visit the main menu at www.BerkshireBank.com, select Security Tips and then select "Romance Scams."
 
 

Tags: scams,   

If you would like to contribute information on this article, contact us at info@iberkshires.com.

Letter: Real Issue in Hinsdale Is Leadership Failure

Letter to the Editor

To the Editor:

The Hinsdale Select Board recently claimed they are "flabbergasted" by the Dalton Police Department's decision to suspend mutual aid. This public display of confusion is staggering. It reveals a severe lack of leadership and a deep disconnect from the established facts.

Dalton did not make a rash or emotional choice. They made a strict, calculated decision to protect their own officers. Dalton leadership clearly stated their reasons. They cited deep concerns about officer safety, trust, training consistency, and post-incident accountability. These are massive red flags for any law enforcement agency.

These concerns stem directly from the fatal shooting of Biagio Kauvil. During this tragic event, Hinsdale command staff failed to follow their own policies. We saw poor judgment, tactical errors, and clear supervisory failures. When a police department breaks its own rules, it places both the public and responding officers at strict risk. No responsible outside agency will subject its own team to a command structure that lacks basic operational competence.

For elected officials to look at a preventable tragedy, clear policy violations, and the swift withdrawal of a neighboring agency, yet still claim confusion, shows willful blindness. If the Select Board cannot recognize the obvious institutional failures staring them in the face, they disqualify themselves from providing meaningful oversight.

We cannot accept leaders who dismiss documented failures and deflect blame. We must demand true accountability. The real problem is not that Dalton withdrew its support. The real problem is a Hinsdale leadership team that refuses to face its own failures.

Scott McGowan
Williamstown Mass.

 

 

 

 

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